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About us

Cocolife is the biggest Filipino-owned stock life insurance corporation in the country, with the distinction of being the first and only ISO 9001:2000 compliant company. It offers a complete array of life insurance, non-life, healthcare and mutual fund products through its various business units and subsidiaries, and maintains a nationwide network of fully-computerized branches, with more than 2,000 highly-trained underwriters, account executives and field managers.

Applies Standardized operation to give warranty in providing quality product/services. Customer satisfaction is the primary objective. We are a proud member of the Association of Health Maintenance Organizations of the Philippines, Inc. (AHMOPI), and we are under the regulations of the Insurance Commission. Ensures the financial stability and services of an insurance company. Guarantees a well-built revenue management to sustain the persistency of services.

Elmo A. Nobleza

president

It's my pleasure to welcome you to the Cocolife website!

Since we started our commercial operations in 1978, our company has evolved to become the biggest Filipino-owned stock life insurance company in the country. Through the years, we have continually expanded and improved our operations and to date, we are one of only a handful of insurance companies offering a complete array of wealth management products and services. In line with our abiding mission to personalize our services, we have also established our presence at the grassroots level, with close to 60 brick and mortar branch offices nationwide.

Realizing the essential role of online connectivity in virtually every aspect of business as well as personal communications today, we have revitalized our company website as our first initiative in building up our presence in cyberspace. In this way, Cocolife will now be able to provide not only the human touch through our traditional channels, but also the immediate access, speed and transparency so demanded in this day and age.

We look forward to your visit so that you will learn more about our company and how we can help you realize a financially secure future for yourself and your loved ones.

Atty. Alfredo C. Tumacder

Chairman

It's my pleasure to welcome you to the Cocolife website!

Since we started our commercial operations in 1978, our company has evolved to become the biggest Filipino-owned stock life insurance company in the country. Through the years, we have continually expanded and improved our operations and to date, we are one of only a handful of insurance companies offering a complete array of wealth management products and services. In line with our abiding mission to personalize our services, we have also established our presence at the grassroots level, with close to 60 brick and mortar branch offices nationwide.

Realizing the essential role of online connectivity in virtually every aspect of business as well as personal communications today, we have revitalized our company website as our first initiative in building up our presence in cyberspace. In this way, Cocolife will now be able to provide not only the human touch through our traditional channels, but also the immediate access, speed and transparency so demanded in this day and age.

We look forward to your visit so that you will learn more about our company and how we can help you realize a financially secure future for yourself and your loved ones.

Board of Directors


President: Elmo A. Nobleza
Chairman: Atty. Alfredo C. Tumacder

Board Members:
Emerson B. Aquende
Roberto B. Armada
Ronald C. Chua
Carolina G. Diangco
Karlo Marco P. Estavillo
Dr. Rogelio V. Paglomutan

Corporate Secretary: Atty. Jose A. Barcelon

Management Committee

FROM LEFT: Loumel C. Maagma (SVP - Healthcare), Elmo A. Nobleza (SVP - Life Sales & Marketing), Marco Antonio C. Montes (FVP Head of Sales Individual Marketing), Atty. Alfredo C. Tumacder, Jr. (Chairman/President), Artemio A. Tanchoco, Jr. (SVP - Finance), Teresita UB. dela Vega (SVP - Human Resources & Administrative Services), Isabelo P. Africa (Chief Actuary), Ferdinand N. Santos (SVP - Alternative Distribution Channels)

corporate governance

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2015 Annual Report

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Manual on Corporate Governance

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Corporate Governance Scorecard

mission statement and core values

corporate mission & policy

corporate mission

We are a recognized leader in the insurance industry, with the fundamental purpose of providing the benefits of life insurance and other related financial products and services to our fellowmen.

We are committed to quality. We shall imbue quality in our products and services, and quality in our relationships with our clients, employees and sales associates.

Our strength is our people. We are dedicated to bringing out the best among our employees and sales associates by providing job security, competitive compensation, and opportunities for professional growth and personal development.

We have a social responsibility to improve quality of life and shall always espouse positive Filipino values.

quality policy

COCOLIFE provides life insurance and other financial services.

We delight our customers through our efficient operation and excellent service.

We want to be known as a stable, reliable, and quality-driven company.

In order to achieve these, we shall strive for sustainable growth and profitability, fulfill our obligations to policyholders, seek customer feedback, continually improve our operations and uphold the highest standards of ethics and responsibility in honoring our corporate commitments.

corporate values

reliability

We pledge to honor our commitments to our customers and to persevere in continually improving our products and services to provide for their needs. We have earned the trust and confidence of the insuring public and we shall at all times, conduct ourselves worthy of such trust.

excellence

We are passionately committed to operational excellence, leading in the markets we serve, and being known as a great company and a great place to work in. We are determined to be the best, putting our hearts and mind at doing what matters most.

teamwork

We blend the strength of each individual's skills and knowledge, and hold ourselves mutually accountable to ultimately achieving our common goals. We work together effectively and selflessly, treating each other with dignity, mutual regard, kindness and courtesy at all times.

integrity

We shall uphold uprightness and moral wholeness in all our transactions and interactions. We are honest and truthful and we do things right. We take pride in our work and always act with professionalism.

empathy

We are intensely focused on creating the most positive experience for our clients, always seeking to understand their feelings and perspective with unbiased consideration and regard for their needs. We shall serve them with heart, warmth, caring, and reassurance.

Privacy Policy

Your information is important to UNITED COCONUT PLANTERS LIFE ASSURANCE CORPORATION (“Cocolife”, for brevity) its subsidiaries, affiliates and related parties (collectively referred as “Cocolife”, “we”, “us” or “our”). We believe in the responsible use of information we collect about individuals.

 

We handle your Personal Data in accordance with Republic Act No. 10173, known as the “Data Privacy Act of 2012” (DPA) and its Implementing Rules and Regulations issued by the National Privacy Commission (NPC).

 

Cocolife recognizes the importance of your rights as a Data Subject under the DPA:

1. Right to be informed

2. Right to object

3. Right to access

4. Right to correct

5. Right to rectification, erasure or blocking

6. Right to damages

7. Right to data portability

 

This privacy statement provides information on how we collect, use, manage and secure your personal information necessary to serve you better. Any information you provide to us indicates your express consent to the content of our Privacy Policy.

 

PERSONAL INFORMATION COLLECTION

Personal Information, under the DPA, refers to any information whether recorded in a material form or not, from which the identity of an individual is apparent or can be reasonably and directly ascertained by the entity holding the information, or when put together with other information would directly and certainly identify an individual.

Vital to our service is the collection of your personal information which may include, but not limited to, the following:

1. Your name, nationality, civil status, gender, age, birthdate, unique identifiers, email address, mailing address, phone numbers, visual recordings and other information as part of our dealings with you.

2. Your resume’, reflecting your educational background and employment history when you seek employment with us.

3. Your credit card information when you avail our products and services.

4. Your company information, performance, work history and capital when you partner with us.

5. Information you submitted when you contact our sales or customer relations agents for update of your information; in relation to your inquiries or requests; when you participate in our survey, discount, event information and prize promotion; when you refer a person to verify the information you provided to us; when you visit and connect to our websites and social media pages.

 

When you provide an information other than yours, you certify that you obtained their consent to disclose and process those information of your parents, spouse, children, dependent or about another person.

 

USE AND SHARING OF PERSONAL INFORMATION

Cocolife uses the personal information you submit to us, fairly and lawfully, only to:

1. Arrange the products and services we offer that you availed from us.

2. Communicate our latest products, services, promos and events that will enhance your client experience.

3. Respond immediately to your needs, requests, queries and complaints.

4. Comply with the law and all legal orders and processes.

5. Perform the necessary processes in conducting due diligence and documentation.

6. Any other purpose relating to any of the above.

 

We may share your personal information only to the extent that is reasonable and necessary, to:

1. Our employees and officers handling your orders and requests.

2. Our subsidiaries, affiliates, partners, joint venture and other related parties for related purpose provided in this policy.

3. Banks, Insurers and Professional advisers performing due diligence checks.

4. Any third-party service providers performing financial, administrative, technical and other ancillary services.

5. Government institution and other competent authorities which by law, rules or regulations requires us to disclose.

6. Person or entity that we contractually entered with, that ensures the confidentiality standard we implement and adhere to the DPA.

7. Any person that fall within matters of public concern, in order to carry out functions of public authority only to the extent of collection and further processing consistent with a constitutionally or statutorily mandated function pertaining to law enforcement, taxation and other regulatory function.

 

PERSONAL INFORMATION PRESERVATION AND PROTECTION

 

Cocolife preserves your personal information:

1. To the extent necessary in keeping track of your records

2. To the extent agreed upon by the parties to a contract.

3. For statistical, research and other purpose specifically authorized by law.

 

To maintain the integrity and confidentiality of your personal information, we have implemented measures to secure and protect it from theft, loss, penetration or breach. We put in place organizational, physical and technical security measures necessary to protect your personal information:

1. Use of secured servers, firewalls, encryptions and other latest security tools.

2. Limited access to personal information to those duly authorized processors. All transfers are made after complying with the established confidentiality policy and practices in place.

3. Maintaining a secured server operating environment by performing regular security patch update and server hardening.

 

COOKIES AND RELATED TECHNOLOGIES

A cookie is a small piece of file which originates from a website. It is transferred to the user’s hard drive to record the user’s browsing activity. These are designed to remember pieces of information when users enter certain websites. Essentially, cookies will help you in browsing our site easier by, among other things, saving your name, addresses, passwords and other references.

Most web browsers are set to automatically accept cookies, but you have the option to refuse all cookies or indicate when a cookie is being sent. However, if you choose not to accept cookies, you may experience some delay in browsing our website, it will not function properly or may be considerably slower.

 

RENEWAL OF POLICY

Cocolife may periodically update or amend this policy in order to adhere to new and existing laws affecting the DPA, including any change or improvement we establish to secure your personal information.

 

CONTACT US

For any comment, question or complaint regarding this Privacy Policy, you may contact our Data Protection Officer at:

 

Postal Address: 8/F COCOLIFE Building, Ayala Avenue, Makati City

 

Telephone Number: 812-9015 local 108

 

Email Address: dpo@cocolife.com

 

subsidiaries

Ultra Security Services Inc.

Started operations in 1988 (Ultra Security), 1997 (All Nation), 1999 (New Ultra) - Three companies under one management. Engage in premises security, armored car escort security, and security survey and inspection.

Archipelago Motors

Started operations in 1997. A first-class automotive repair service center - a four-star shop accredited by DTI. Provides automotive maintenance and troubleshooting, engine overhaul, body repair and repainting, auto detailing services, and tire and battery sales.

awards

COCOLIFE and COCOLIFE HealthCare are greatly honored for all these recognitions. These show our dedication to be our best in all aspects of our business.

list of awards
28th Global Excellence Awards (2015)
33rd Seal of Excellence Awards (2014)
27th Global Excellence Global Awards (2014)
34th Annual Consumers Choice Award: Best Health Maintenance Organization (Cocolife Healthcare)
34th Annual Consumers Choice Award: Best Life Insurance Company (Cocolife)
13th Annual Global Excellence Awards: Hall of Fame Most Outstanding Life Insurance Company (2011)
30th Annual Consumers Quality Awards: Most Outstanding Life Insurance Company
19th Annual Asia Pacific Excellence Awards: Most Outstanding Life Insurance Company
30th Annual Year-Ender & People's Choice Awards (2010)
18th Annual Asia-Pacific Excellence Awards (2010)
26th Annual Consumers Choice Awards (2010)
25th Annual Consumers Choice Awards (2009)
27th Annual People's Choice Awards (2009)
28th Annual Consumers Quality Awards (2009)
19th Annual National Consumers Awards
10th Annual Global Excellence Awards
17th Annual National Consumers Awards
16th Annual National Consumers Awards
Philippine Business Achievers Awards
Philippine Marketing Excellence Awards (National Awards)
23rd Annual National Consumers Quality Awards (2005)
12th Asia-Pacific Excellence Awards (2005)
2005 Global Excellence Awards
20th National Consumers Excellence Awards

Corporate Social Responsibilities

YOUTH DEVELOPMENT

BUILDING HEALTHY COMMUNITIES

PROMOTING ENVIRONMENTAL AWARENESS

COMMUNITY DEVELOPMENT

 

sales network

Click the branch name to see the location on the map.
address / emailtelephonefax

newsroom

  • Cocolife's superior performance cited

    February 21, 2017

    Cocolife's superior performance cited

    Cocolife Asset Management Company, Inc. (CAMCI), the asset management arm of Cocolife, was recognized for superior performance. It received top honors at the 10th Philippine Investment Funds Association Annual Awards Night. Cocolife Dollar Builder, Inc. and Cocolife Fixed Income Fund, Inc., both managed by Cocolife Asset Management Company, Inc., won top honors for exceptional fund performance.

    Out of the 12 competing Peso Bond Funds, Cocolife Fixed Income Fund, Inc. won first place for the 1-year return. It also won third place for the three-year return in the same category. The Cocolife Dollar Fund Builder, Inc., on the other hand, received three awards for its astounding fund performance in the Dollar Balanced Funds category. It won first place in both 1-year return and 5-year return and second place in the 3-year return of the same asset-class category.

  • Cocolife Welcomes New Branch Managers

    March 10, 2017

    Cocolife Welcomes New Branch Managers

    Mirasol or Mira, is a graduate of the University of Luzon with a Bachelor of Science Degree in Accounting. She joined Cocolife Dagupan Branch in 2001 as an underwriter and was subsequently promoted to Agency Manager. In her five years with Cocolife, Mira has shown excellent marketing skills and management acumen. Her acquaintances describe her as very optimistic and goal-oriented. Outside her role as Branch Manager, Mira is involved in various socio-civic activities as Assistant Secretary of the Dagupan Jaycees.

     

     
    MIRASOL M. CALIMLIM
    Dagupan

     

    Edmund or Jhey, obtained his Bachelor of Arts Degree in Literature from the University of Santo Tomas, where he graduated with Special Citation. He also took post-graduate units in Law Studies in the same university. Jhey is a member of the UST Literary Society and a founding member of the United Thomasians of Law. His stint in life insurance started in 1998 as a sales associate and later on as Agency, Branch and Area Manager for top multinational life insurance companies. In his new role as Branch Manager of Cocolife Ortigas under Central Luzon Area, his proven management skills and vast marketing experience will certainly come to fore. 

     

     
    EDMUND M. AFRICA
    Ortigas
  • sample test

    April 20, 2017

    sample test

    sample test

COCOLIFE JINGLE

We're big on dreams

We're big wealth

We're big on goals

And we're big on health

Cocolife

We're big on life

Cocolife

We're big on life

We're big on claims

And service too

We're big on happiness

We're big on you

Cocolife

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